Finally.
The Financial Education you deserve.
The Crown that was due was hidden from you.
Take it back now, with but a tiny bit of work.
site started - 7/4/2024
Finally.
The Financial Education you deserve.
The Crown that was due was hidden from you.
Take it back now, with but a tiny bit of work.
site started - 7/4/2024
This website and this content represents a doorway, a gateway, and/or a portal into another world. A world where learning about money, accounting, finance, business, and the business of life is simple, refreshing, and clean, not complex, burdensome, and dirty.
It's a world where the benefits of financial systems can be held in comparison to, and in balance with, the benefits of indigenous and natural systems. In a healthy global eco-system, choices about money and financial systems are made to optimize life, lives, nature and resources, not domination of them and each other.
It's a world where the lives of individuals can be modeled as a Small Business, with full control over the allocation of your time and the exchanges you make with it.
This is a different approach to life where time is material, and everything does seem to have a beginning middle and end, although that can be debated.
In such a system, "small business concepts" are used initially to convey universal truths about money matters, as opposed to "personal", "corporate", or "government" needs, for many reasons. Ease of understanding was one. Universal application was another. The idea that all people can be modeled as small business people was another. Just as "No man is an island", no small business can exists without others who have money to spend, and this is a key concept most seem to have forgotten. For these reasons and more, no matter your age, race or country of origin, once the basics are mastered this way, they can be applied to all your other activities with ease.
There's something here for everyone. Forget negative biases you may have for money and business. Imagine a better world that operates far differently from that of yester year.
For these are the words spoken by those who herald from the missing Crowns.
Seek them. Find them. Don them.
They are yours and you were meant for them.
Bring THAT magic into the World again.
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For 1000's of years any person interested in learning about money and commerce would start by learning about a Sales System or the Bookkeeping System first. Then they would learn about the other.
After that they might dive into borrowing, lending, finance, and investing. While these can be learned about first or in parallel, all of these rely on information from and engagement with sales systems and bookkeeping systems.
Thus, we suggest starting with Sales and Bookkeeping Systems first, so as not to put the cart before the horse.
If you can't count your money coming in and going out with two simple systems first, you have no business in higher games of borrowing, lending, finance and investing. "They" never told you this for their own best interests, not yours.
To make this foundational education even easier, there's no need to learn about Sales Systems and Bookkeeping System simultaneously either.
In fact, they should have very little to no overlap in education or in function. The size of inflows via the sales system will dictate one of several simple reconciliation processes with the Bookkeeping System, some of which may be as simple as a visual cross check. It can be that simple.
Within hours or days at most, with a doorway like this, aspiring youth were crowned fluent in the accounting side of commerce and ready for greater knowledge and creativity in the world.
This would be one of many ritual and initiation systems they would participate in as part of their coming of age process.
Learning what these systems were and what they are today, both manually or digitally, is like learning to ride a bike or learning to play paddle ball.
These educational challenges did not and do not rise to the complexity of learning to play chess like a master, learning to be a scratch golfer, or even learning all the complexities of cameras, lighting and sound to produce good youtube videos, for that matter.
Everyone is mastering far more complex topics now while wondering why things "feel so bad", in so many ways.
So what went wrong , you might ask?
Great Question.
Below we'll start with an educational burp. A blurt for reinforcement. Then we'll answer that Great Question, so we can then get on with getting on...
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All Small and Large Businesses rely on a minimum of two math based systems for Foundational Financial Tracking and Accounting Management.
A Sales System
A Bookkeeping System
For those currently employed, a paycheck stub is, in fact, a manual sales system. You sell your time in exchange for money and the paystub documents the transactions. Then, as you will see, the same Bookkeeping System applies equally to businesses and individuals alike, to the surprise of many, and it's for these reasons, this education is truly universal.
These systems were kept manually for millennia. By manually, we mean without computer hardware and software.
Easy enough right?
So what exactly went wrong?
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And it's there that is the Greatest of Questions again . "So what exactly went wrong?". It's a question all ask in life occasionally but seldom on such a collective scale ,and it's only when it gets asked from a large enough collective that doors, gateways and portals open, so collectively now, let's do try to fill in some blanks. Here's our two cents on what went wrong. If we all pitch in we're surely to get to a dollar in short order.
With the rise of the personal computing age in the 1980s, something terrible happened. It was truly awful.
People with weak accounting background got into the fledgling personal computer software business with stars in their eyes. On one hand there was this young nerdy guy by the name of Bill Gates. On the other there was a young programmer from Stanford and an ex marketing executive from Proctor and Gamble pursuing a separate path that would eventually overlap.
Gates set out to control the world of software.
The other two started out hoping to create nothing more than an electronic check book register system. These were not Sales Systems or Bookkeeping Systems. They were far less. It was simply a way to track checks written and mark them when they had cleared., and that was their stated goal. There was no intended trickery involved.
When all these people three started, it's presumed, based on their actions, they did not realize WHY those older than them who owned the largest of mainframe accounting systems wanted nothing to do with the personal accounting software industry or anything less, like a check register system.
What they didn't know was that the "Big Guys" were all hiding secrets from Wall Street, the Government and the masses. As long as they didn't try to scale their "solutions" down to the individual level, or educate the underling, those secrets were safe to them and worth Trillions down the road.
In the late 1980s and early 1990s both Gates and the other twosome developed checkbook register software. They tried to merge several times but the Government Anti-trust system was still working back then. On paper they remained separate, although in practice it seems they formed a duopoly to control the marketplace and prevent competition.
In the late 1990s the small business owners were "screaming" for a digital accounting solution. The "Big Boys" were still fully absent, even after a decade of opportunity to make their splash. Small business people were trying desperately to use the digital check book registers for accounting systems in ways never intended by those developers.
Instead of acknowledging their weakness in accounting, and asking "why" those more capable were not participating in the wide open market niche, the non- Gates company saw "marketing potential" and decided to take a swing at it.
By some accounts, a crew of unskilled accounting programmers led by a Marketeer, not an Engineer, went on to monopolize the small business accounting software marketplace.
He used retail stores as his brainwashing tool of choice, presumably because of his Proctor and Gamble background. He was at the right place and time for that type of approach and he/they killed it, under a watchful and protective eye of Gates and the nations largest banks.
Unfortunately, all this transpired without a clue how far off they would take everyone from "a safe place for small business accounting , big business accounting, and computing in general ".
What I have just shared with you is the story of Bill Gates, the two original founders of Intuit. The developer dropped out in the mid 1990s so it was only the Marketeer who moved forward with Quickbooks, but given the developers documented statement about Balance Sheets, he was of no greater integrity, and thus we shall call them collectively "the 3 Pirateers".
Most currently have no clue what they stole from society separately and together, although the education provided here should assist in a very dramatic way.
The Biggest Software Companies with decades of "accounting software background" didn't enter into the marketplace for TWO REASONS, not one.
The FIRST REASON was to hide the fact that NO ONE can properly and easily reconcile accounting records in relational database systems without a tricks and cheating, even with a data schema that few if any developers wo8uld approve of. This led to decades where bankers, investors, and accounting professionals of of all types ran financial schemes beyond the imagination of most, allowing people to walk with BILLIONS and TRILLIONS of DOLLARS without a trail to be found. (kind of like the database driven voting systems, if you get the gist)
Surely by now you've heard about 3 TRILLION DOLLARS missing from pentagon records? And it seems that's in fact been announced more than once and on different occasions? Given accounting is a simple system that relies on "addition and subtraction" does a loss that large make any sense at all?
You may have also heard of the Enron Scandal in the late 1990s that was facilitated by Accounting Professionals too? There were many others you heard about too, right?
Do you find it odd that no Certified Public Accountants (CPAs) are ever asked or tasked to comment about how such a dereliction could happen?
Have you noticed the lack of "engagement" by that entire Professional Lobby yet either?
The CPA's can't talk about it in public, because if they do, then you'll know about more software industry secrets AND their dark secrets too.
As for the SECOND REASON the big companies didn't get into the personal and small business accounting software marketplace, that is even MORE fascinating, but only for those with an even larger imagination.
Question -- Why did the BIG PLAYERS allow such a awful ,monopoly called Intuit, a company that collected users that hated them due to their unmanage-able solution, gain such a controlling position??? It simply made no sense to leave such a lucrative service so under served.
Answer -- They didn't get into it because any and all investments in small business accounting software can be wiped out overnight with spreadsheet based solutions AND such an exposure would expose their DECADES LONG FRAUDS too.
Thus, technologists and engineers who really knew what was going had TWO REASONS not to touch the small business accounting software industry.
And that's the summary of a MASSIVE COMMERCIAL HOAX that was worth TRILLIONS to those who sought to play in it, in a tidy little nutshell.
YOU -- "Spreadsheet based accounting solutions you say? No way. If those could exist we'd see them already and you would have seen them decades ago!!"
ME -- "Yes. Most assuredly you should have and we should have. There have been over 1 MILLION CPAs crowned as "Authorities" since the 1990s. This has been easy to do since then, and they chose not to why? There have also been 100,000's of "Accounting Professors" who should have been able to produce them too!"
YOU -- "What am I missing?"
ME -- "If they had produced them, they would have been viewed as useless too".
Instead of hopping on the "podcast circuit" and saying the same thing over and over, we sought to share this information a different way.
If we can "prove to you" via simple software and education that what you missed was due to you decades ago, while providing you with useful tools that are free for life, that we all should have had as part of our Coming of Age processes, we'll need to say very little more. You'll get the Financial Crown that was due to you, and "they'll be in deep shit". Exactly where they belong.
Booking Systems for a starting point?
A spreadsheet based Bookkeeping System is a great place to start because it is a universal solution for Big Business, Small Business and Household Management,
One system serves all three purposes and you can learn the basics in 5 minutes, 10 minutes and 30 minutes.
The primary thing that varies between these systems is the list of "categories" you choose from to "categorize" money coming in and money going out. Believe it or not, it's just that simple , for the most part.
That said, bookkeeping systems with a properly included Balance Sheet are a unique mathematical model that don't have many equals. It's not nearly rocket science, but it is unique in its own right.
It is system that requires some thinking that has no parallel in life or commerce, but is more like solving simple riddles and puzzles in a fun and cool way than anything more taxing.
It's not hard, just a unique way to think that requires a proper introduction.
Sales Systems for a starting point?
Spreadsheet based Sales Systems are, in some ways, a better place to start with your education because everyone can relate to sales systems easily from your day to day interactions in grocery stores, gas stations and restaurants.
Once you see them as we do, it's hard not think about them in such a cool way.
If you are an employee as opposed to a self employed person or a business owning aspirant, you may feel they are less relevant.
The reason to come along and play with them first is because they provide a foundational education for spreadsheet based software and relational data management in a spreadsheet that has many uses beyond the applications being provided for accounting and finance.
They can be fun to play with and for most, it is fun to "think about" a small business of your own some day too, even if that's always only to be a dream to aspire towards and nothing more.
Sales Systems it shall be...
Summarily, Sales Systems are a better starting point for basic technology learning as well as business accounting than the Bookkeeping System. Thus, unless you really have a reason to go the Bookkeeping route first, do start there!!
This home page will likely end up on a different website some day. The home page on this website will pick up with "if you are here, it's because you want to learn about Sales Systems and Sales System Software". Until that parent website is built, here is where it shall be until it grows into something else entirely.